Insurance Companies are about to get really interested in how well you manage Health and Safety!

British Cycling's world dominating performance at the Rio Olympics brought the concept of "Marginal Gain" to life in spectacular fashion and this was a performance that has been building since 2008. So as a new year begins and we look at objectives for the year ahead, could the same "Marginal Gains" strategy be used to improve Risk?

The friction between achieving sales results and maintaining a safe working environment is experienced by many businesses - on one hand income generation by delivering product/service, on the other something that potentially gets in the way and incurs cost....and some might say business obstruction.

It’s a fact that people see Risk differently. Some might be said to put their head in the sand, and this may be true, but some just simply see Risks differently.